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21 ways to use 100K Chase Ultimate Rewards points: Budget-friendly redemptions and luxurious trips
The highest-ever welcome bonus on the Chase Sapphire Preferred® Card (see rates and fees) can unlock some of your most luxurious travel dreams. With this offer, you can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. The offer ends soon, so you’ll want to act to …
The highest-ever welcome bonus on the Chase Sapphire Preferred® Card (see rates and fees) can unlock some of your most luxurious travel dreams.
With this offer, you can earn 100,000 bonus points after spending $5,000 on purchases in the first three months from account opening. The offer ends soon, so you’ll want to act to collect these valuable Chase Ultimate Rewards points before it’s too late since TPG’s May 2025 valuations deem 100,000 Chase points as worth $2,050 when you transfer those points to one of the issuer’s valuable travel partners. This is because TPG values Chase points at 2.05 cents apiece.
If you’ve earned the bonus and are ready to book a trip, we have 21 options for you to explore. These examples range from budget-friendly hotel stays to incredible business-class flights, so every type of traveler can find value that matters most to them.
How we search
To locate flights, we used Seats.aero to find award availability across 20-plus airline loyalty programs. This is one of the best ways to find the best seats in seconds, and we used it to find many of the reward flights mentioned below.
Regarding hotel stays, World of Hyatt is the most reward-friendly program, and Chase points transfer to Hyatt at a 1:1 ratio. Because of this, all of our top hotels to book with 100,000 Chase points are Hyatt hotels.
Hyatt is one of the few programs that still publishes an award chart, and each redemption option we shared below is an example of off-peak pricing.
Related: How to find hotel award availability: Use these tricks during your search
8 round-trip economy flights to London via Virgin Atlantic Flying Club
Virgin Atlantic flights to London’s Heathrow Airport (LHR) from New York’s John F. Kennedy International Airport (JFK) start at 6,000 points one-way in Economy Classic. You can use Virgin Atlantic’s reward seat checker to find saver fares if they’re available on your route.
Eight round-trip economy tickets would cost 96,000 Chase points since they transfer to Virgin at a 1:1 ratio. This bonus alone could allow a family of four to fly to London and back two times. Plus, Chase sometimes runs transfer bonuses to Virgin Atlantic, which can stretch your Chase points even further.
Cash price: $604 per one-way flight
Value: 10.1 cents per point
Related: What are the differences among Virgin Atlantic’s Economy Light, Classic and Delight fares?
Apply now: Chase Sapphire Preferred
5 one-way United economy flights to Hawaii via Singapore KrisFlyer
In general, you’ll find great value by searching for award flights on partner airlines. You can find a one-way United economy ticket to Hawaii from the West Coast for 19,500 miles through KrisFlyer, the loyalty program of Singapore Airlines, thanks to the carrier’s Star Alliance partnership.
You can buy five one-way tickets to Honolulu’s Daniel K. Inouye International Airport (HNL) from San Francisco International Airport (SFO) for 97,500 Chase points when you transfer them to KrisFlyer at a 1:1 ratio.
Cash price: $274 per one-way flight
Value: 1.4 cents per point
Related: A review of United Airlines economy on the Boeing 737 MAX 9 from San Francisco to Kona
Apply now: Chase Sapphire Preferred
6 one-way Delta economy flights to the Caribbean via Air France-KLM Flying Blue
Delta Air Lines may not be a Chase Ultimate Rewards transfer partner, but that doesn’t mean you can’t use your Chase points to book a Delta flight. If a Caribbean vacation is in your dreams, say hello to Delta’s SkyTeam alliance partner Air France-KLM Flying Blue.
After transferring your Chase points to Flying Blue, you can find a one-way ticket for 14,500 miles to Las Americas International Airport (SDQ) in the Dominican Republic from Hartsfield-Jackson Atlanta International Airport (ATL). Six tickets would cost 87,000 Chase points since you can transfer them to Flying Blue at a 1:1 ratio. Flying Blue often runs monthly Promo Rewards, during which you can find great value on certain routes through the program.
Cash price: $313 per one-way flight
Value: 2.2 cents per point
Apply here: Chase Sapphire Preferred
3 round-trip economy flights to Milan via Emirates Skywards
You can take one of Emirates’ two fifth-freedom routes if you transfer your Chase points for a 17,500-mile, one-way economy ticket to Milan Malpensa Airport (MXP) from JFK.
Since Chase points transfer to Emirates at a 1:1 ratio (for now), three round-trip economy itineraries would cost 105,000 points. Don’t worry, you’ll naturally earn that extra 5,000 points through spending toward your Sapphire Preferred‘s 100,000-point bonus.
It’s important to note that Chase will temporarily suspend point transfers to Emirates Skywards from May 29 through tentatively June 30. This news came less than a week after Citi announced a transfer devaluation from ThankYou Rewards points to Emirates, so it’s worth considering the possibility of a devaluation from Chase after the points transfer is reinstated.
Cash price: $688 per one-way flight
Value: 3.9 cents per point
Related: Emirates Skywards loyalty program: How to earn and redeem miles, elite status and more
Apply here: Chase Sapphire Preferred
3 one-way business-class flights to Madrid via Club Iberia Plus
Flying to Spain in business class is easy when you find off-peak availability on Iberia. Take a one-way Iberia business-class flight to Adolfo Suárez Madrid-Barajas Airport (MAD) from JFK for 34,000 Avios when you transfer your Chase points to Club Iberia Plus at a 1:1 ratio.
Three business-class tickets would cost 102,000 Avios, which you’ll have in your account once you earn that 100,000-point bonus on the Sapphire Preferred.
Cash price: $7,753 per one-way flight
Value: 22.8 cents per point
Related: 5 versions of Avios: When to use Aer Lingus, British Airways, Finnair, Iberia and Qatar Airways
Apply here: Chase Sapphire Preferred
1 one-way first-class flight to Athens, Greece, via Emirates Skywards
Another Emirates fifth-freedom route flies to Athens International Airport (ATH) in Greece from Newark Liberty International Airport (EWR), connecting the U.S. to Europe in its luxurious first-class cabin.
Transfer 102,000 Chase points to Emirates (before Chase temporarily suspends the transfer) to travel in a suite with pure sophistication.
Cash price: $11,952 per one-way flight
Value: 11.7 cents per point
Related: How I used 75K Chase points for a last-minute trip to Greece
Apply here: Chase Sapphire Preferred
3 one-way business-class flights to London via Virgin Atlantic Flying Club
Virgin Atlantic is a solid transfer partner for more than just economy flights. You can snag a one-way business-class seat from JFK to LHR for 32,000 points, which means you could book three one-way tickets for 96,000 points, thanks to saver fares.
Virgin Atlantic’s Upper Class experience includes phenomenal service and comfortable bedding, making this one of the best ways to fly to London on points.
Cash price: $2,108 per one-way flight
Value: 6.6 cents per point
Apply here: Chase Sapphire Preferred
1 one-way Lufthansa first-class flight on the Boeing 747 via Air Canada Aeroplan
If you dream of flying to Germany via Lufthansa’s fantastic first-class offering on the Boeing 747, Air Canada Aeroplan points can get you there. Lufthansa and Air Canada are Star Alliance partners, which means you can find award availability through the award-friendly Aeroplan program, a 1:1 transfer partner of Chase Ultimate Rewards.
You’ll use up all 100,000 points earned with the Sapphire Preferred‘s current bonus on a one-way flight to Frankfurt Airport (FRA) in Germany from O’Hare International Airport (ORD) in Chicago.
However, as you’ll see from our price comparison, the onboard experience (including Champagne and caviar) ensures you’re getting a high cash value from your points.
Cash price: $15,658 per one-way flight
Value: 15.7 cents per point
Related: Book a Lufthansa first-class flight to Europe using Chase’s 100K-point welcome offer
Apply here: Chase Sapphire Preferred
1 round-trip business-class flight to Tokyo on ANA via Virgin Atlantic Flying Club
Virgin’s published award chart shows that All Nippon Airways business-class flights to Japan from the West Coast would require 52,500 points one-way. This means you could fly round-trip in business class for 105,000 points, which you’d earn from spending to earn the 100,000-point bonus on the Sapphire Preferred.
However, it’s worth mentioning that these award fares are often available just days before the flight. Because of this, flexibility would be the key to this redemption. To check availability and book an ANA flight with Virgin points, you’ll need to contact Virgin Atlantic Flying Club by phone, as this information is not available online.
Cash price: $5,055.41 per round-trip flight
Value: 4.8 cents per point
Related: ANA unveils new premium economy seats — but a big business-class announcement looms
Apply here: Chase Sapphire Preferred
1 one-way Qatar Airways Qsuite ticket to Doha via British Airways Club
Qatar Airways’ Qsuite is an industry leader when it comes to the business-class experience, winning Best Long-Haul/International Business Class at the 2024 TPG Awards.
Qatar Airways isn’t a Chase transfer partner. However, you can still get there on 70,000 Chase points. All you have to do is transfer at a 1:1 ratio to British Airways Club. You can then move your Avios to Qatar Airways Privilege Club. British Airways’ website describes this process.
In this example, you can go nonstop to Hamad International Airport (DOH) in Doha from JFK with 70,000 Avios.
Cash price: $11,390 per one-way flight
Value: 16.3 cents per point
Related: Find Qatar Airways Qsuites award availability in seconds using this platform
Apply here: Chase Sapphire Preferred
28 off-peak nights at the Hyatt Regency Cape Town
Sure, it’s unlikely you’d book a 28-night stay at a single property, but the math could get you there at the Hyatt Regency Cape Town if that’s what you’d like to do.
One night in an off-peak standard room with a king bed will cost 3,500 points. Multiplied by 28, you’d use up 98,000 points of your 100,000-point welcome offer.
Cash price: $142.27 per night
Value: 4.1 cents per point
Related: The best Category 1 Hyatt properties
Apply here: Chase Sapphire Preferred
11 off-peak nights at the Rio Hotel & Casino in Las Vegas
When the Rio Hotel & Casino in Las Vegas joined World of Hyatt in 2024, we anticipated award rates for this off-Strip property to make Las Vegas even more accessible on points.
With a 9,000-point rate on an off-peak night, you could spend up to 11 nights here on this elevated welcome bonus.
Cash price: $191.33 per night
Value: 2.1 cents per point
Related: Hyatt’s new Las Vegas plan emerges post-MGM Resorts divorce
Apply here: Chase Sapphire Preferred
5 off-peak nights at the Hyatt Regency Maui Resort and Spa in Hawaii
The Hyatt Regency Maui Resort and Spa was recently renovated after celebrating 45 years in operation. New visitors can enjoy a fresh pool and delicious on-site dining at a great value.
Since one off-peak night costs 21,000 points, a five-night vacation would use 105,000 Chase points after you transfer them.
Cash price: $626.54 per night
Value: 3 cents per point
Apply here: Chase Sapphire Preferred
5 off-peak nights at the Thompson Madrid
The Thompson Madrid is Hyatt’s first European hotel in Madrid. When it opened in 2022, we were impressed by its stylish take on low-key luxury.
You can book an off-peak night for 21,000 points, so a five-night stay costs 105,000 points.
Cash price: $388.64 per night
Value: 1.9 cents per point
Related: Your ultimate guide to Hyatt hotel brands
Apply here: Chase Sapphire Preferred
3 off-peak nights at the Park Hyatt Paris-Vendome
The Park Hyatt Paris-Vendome is considered one of the most aspirational hotels you can book on points, and this current welcome bonus can take you there for multiple nights.
A one-night stay with off-peak rates starts at 35,000 points, so three nights would land at 105,000 points.
Cash price: $1,451.82 per night
Value: 4.1 cents per point
Related: Park Hyatt Paris-Vendome: Revisiting an old favorite to see if it stands the test of time
Apply here: Chase Sapphire Preferred
4 off-peak nights at the Park Hyatt Maldives Hadahaa
A trip to the Maldives is peak luxury, and you can stay four nights in a beach villa at the Park Hyatt Maldives Hadahaa on points if you find off-peak availability.
With one off-peak night costing 25,000 points, you can book a four-night stay for 100,000 points.
Cash price: $708.91 per night
Value: 2.8 cents per point
Related: The best Hyatt all-inclusive resorts in the world
Apply here: Chase Sapphire Preferred
3 off-peak nights at the all-inclusive Secrets Moxche Playa del Carmen in Mexico
The all-inclusive, adults-only Secrets Moxche Playa del Carmen is an excellent use of your points if you’re wanting to stay in luxury.
Rates start at 35,000 points for an off-peak night, so three nights are worth 105,000 points.
Cash price: $635 per night
Value: 1.8 cents per point
Related: The best Secrets Resorts & Spas for a relaxing, adults-only getaway
Apply here: Chase Sapphire Preferred
4 off-peak nights at the all-inclusive Secrets St. Lucia Resort & Spa
The all-inclusive Secrets St. Lucia Resort & Spa opens this June and is one of our most exciting hotel openings of 2025.
You can be one of the first to stay in this brand-new property for 25,000 points a night, which means a four-night all-inclusive stay would exhaust all 100,000 bonus points from this welcome offer.
Cash price: $539 per night
Value: 2.2 cents per point
Related: Best all-inclusive resorts in the world
Apply here: Chase Sapphire Preferred
4 off-peak nights at the Hyatt Centric Ginza Tokyo
You can stay in Japan on points when you book four off-peak nights at the Hyatt Centric Ginza Tokyo.
A standard king room costs 25,000 points, so four nights will use the full 100,000-point bonus.
Cash price: $1,328.77 per night
Value: 5.3 cents per point
Related: The best hotels in Tokyo for your next Japan getaway
Apply here: Chase Sapphire Preferred
4 off-peak nights at The Cape, A Thompson Hotel in Cabo San Lucas, Mexico
Book four nights on the fantastic coast outside Cabo San Lucas at The Cape, A Thompson Hotel.
Four nights will cost 100,000 points when you split it up at 25,000 points per night.
Cash price: $468.51 per night
Value: 1.9 cents per point
Related: The 8 best beaches in Mexico, from the Caribbean to Baja California
Apply here: Chase Sapphire Preferred
3 off-peak nights at Andaz Maui at Wailea Resort in Hawaii
You can experience the luxury at one of the most modern properties on Maui when you stay at the Andaz Maui at Wailea Resort.
At 35,000 points per night, you can stay three nights for 105,000 points.
Cash price: $845.08 per night
Value: 2.4 cents per point
Related: The best hotels on Maui, from luxury stays to family-friendly resorts
Apply here: Chase Sapphire Preferred
What can I do if there is no availability?
If you run these searches and have trouble finding a seat or a stay, it isn’t just you. Award availability can come and go quickly. Flexibility is important to book some of our highest-value redemptions, especially flights, as seats are limited.
You may have to run multiple searches and check for availability across a wide number of dates to find exactly what you’re looking for, and some programs won’t release award seats until days before the flight is set to take off. Keep this in mind as you replicate these searches on your own time.
Related: These 12 apps and websites make award redemptions easier to find
Bottom line
This 100,000-point offer on the Chase Sapphire Preferred could open the world and bring you outsize value the next time you travel. If you haven’t acted on this bonus yet, be sure to do so, since this offer is ending soon.
These 21 examples are ideas for some of our favorite redemptions, so feel free to use this information as a starting point for creating your dream itinerary.
In general, you can’t go wrong if you’re taking a trip you’ll love. Just remember to factor in TPG’s monthly valuations to ensure you get the best value for your hard-earned points.
To learn more, read our full review of the Chase Sapphire Preferred Card.
Ending soon: Earn 100,000 bonus points after spending $5,000 on purchases in the first three months of account opening with this limited-time offer on the Chase Sapphire Preferred.
