United card welcome bonuses: Highest-ever bonus on the United Quest, worth $1,350

Editor’s note: This is a recurring post, regularly updated with new information and offers.

If you’re planning a dream getaway soon, now is a great time to determine your earning strategy and rack up those points and miles. One of the easiest ways to amass a large chunk of rewards is through credit card welcome bonuses.

United loyalists are in luck because Chase and United have teamed up to offer the highest-ever bonus on one of their cards. The other four have the highest bonuses we’ve seen in the past two years, so now is a great time to apply.

Chase undertook a major overhaul of United’s credit card portfolio in March. The overhaul has brought mainly positive changes to the mid-tier and premium cards (with annual fees over $300), while it’s a mixed bag for lower-tier cards (those with annual fees below $300).

Let’s look at each card to see what welcome offers they’re offering right now.

Comparison of the United credit card welcome offers

Here’s a look at United credit card offers at first glance:

*Welcome offer value is determined using TPG’s June 2025 valuations and is not provided by nor reviewed by the issuer.

United Quest

The [applyLink pid=”7752″ overridetext=”United Quest Card”] is the airline’s upper-mid-tier card for frequent flyers. It’s best for frequent United flyers who want travel perks without paying a steep annual fee.

Welcome bonus: Earn 100,000 bonus miles and 3,000 Premier qualifying points after spending $4,000 in the first three months of account opening.

Based on TPG’s June valuations, this bonus is worth $1,350.

This is the highest-ever bonus we have seen on this card with the most PQPs ever offered, so if you’ve been eyeing this card, now is the right time to apply.

Annual fee: $350

Earning rates: Cardholders earn

• 8 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 3 miles earned from having the Quest Card)
• 5 miles per dollar spent on hotel stays booked through Renowned Hotels and Resorts for United® Cardmembers
• 3 miles per dollar spent on all other United purchases
• 2 miles per dollar spent on other travel purchases, dining and select streaming purchases
• 1 mile per dollar spent on all other purchases

Key benefits:

• United travel credit
• Award flight discount
• Elite status boost each year
• First and second checked bags free
• Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
• TSA PreCheck/Global Entry application fee credit

To learn more, read our full review of the United Quest Card.

Apply here: [applyLink pid=”7752″ overridetext=”United Quest”]

United Club

The [applyLink pid=”6976″ overridetext=”United Club Card”] is the top-tier United card. It’s aimed at loyal United flyers who want an elevated experience when flying United.

Welcome bonus: Earn 90,000 bonus miles after spending $5,000 on qualifying purchases in the first three months of account opening. This offer ends July 16. Based on TPG’s June valuations, this bonus is worth $1,215

This offer is 10,000 bonus miles under the highest welcome bonus we’ve seen offered on this card, but still meets our criteria on when to apply for this card.

Annual fee: $695

Earning rates: Cardholders earn

• 9 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 4 miles earned from having the Club Card)
• 5 miles per dollar spent on hotel stays booked through Renowned Hotels and Resorts when you prepay for your booking
• 4 miles per dollar spent on all other United purchases
• 2 miles per dollar spent on all other travel purchases
• 2 miles per dollar spent on dining
• 1 mile per dollar spent on all other purchases

Key benefits:

• United Club membership
• Elite status boost each year
• Premier Access® travel services
• First and second checked bag free
• Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
• TSA PreCheck/Global Entry application fee credit
• Complimentary IHG One Rewards Platinum Elite status

To learn more, read our full review of the United Club Card.

Apply here: [applyLink pid=”6976″ overridetext=”United Club”]

United Explorer

The [applyLink pid=”22035884″ overridetext=”United Explorer Card”] is a great option for those who want to enjoy United benefits at a reasonable cost.

Welcome bonus: Earn 60,000 bonus miles after spending $3,000 in the first three months of account opening. This offer ends July 16. Based on TPG’s June valuations, this bonus is worth $810.

This is the standard welcome offer we typically see on this card, but it still meets our criteria on when to apply.

Annual fee: $0 introductory annual fee for the first year, then $150

Earning rates: Cardholders earn

• 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Explorer Card)
• 5 miles per dollar spent on United Hotels
• 2 miles per dollar spent on all other United purchases, other hotel stays and dining
• 1 mile per dollar spent on all other purchases

Key benefits:

• Inflight discount
• Priority boarding
• First checked bag free
• Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
• Two one-time United Club passes each year
• TSA PreCheck/Global Entry application fee credit

To learn more, read our full review of the United Explorer Card.

Apply here: [applyLink pid=”22035884″ overridetext=”United Explorer”]

United Gateway

The entry-level [applyLink pid=”7557″ overridetext=”United Gateway Card”] has no annual fee. It’s a good option for those who fly occasionally with the airline and want to earn United miles.

Welcome bonus: Earn 30,000 bonus miles after spending $1,000 in the first three months of account opening. Plus, enjoy 0% introductory purchase APR during the first 12 months; after that, a variable APR of 20.49%-28.99% applies. This offer ends July 16. Based on TPG’s June valuations, this bonus is worth $405.

This matches the highest bonus we’ve seen on this card, which was last offered in March.

Annual fee: $0

Earning rates:

• 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 2 miles earned from having the Gateway Card)
• 5 miles per dollar spent on United Hotels
• 2 miles per dollar spent on other United purchases, at gas stations and on local transit and commuting
• 1 mile per dollar spent on all other eligible purchases

Key benefits:

• Inflight discount
• Special member pricing (after spending $10,000 in a calendar year)
• First and second checked bags free (after spending $10,000 in a calendar year)
• Trip cancellation and interruption insurance (if your trip is canceled or cut short by covered reasons like sickness or injury; up to $1,500 per person)

To learn more, read our full review of the United Gateway Card.

Apply here: [applyLink pid=”7557″ overridetext=”United Gateway”]

United Business

The [applyLink pid=”6874″ overridetext=”United Business Card”] is the more affordable of the two United business cards. It’s a good choice if you’re a small-business owner watching their budget but wanting to earn United miles and enjoy some perks when flying.

Welcome bonus: Earn 75,000 bonus miles and 2,000 PQPs after spending $5,000 in the first three months of account opening. This offer ends July 16. Based on TPG’s June valuations, this bonus is worth $1,013.

This is is the standard bonus with the addition the bonus PQPs. If you can you should hold off on applying as you should aim to get at least 100,000 bonus miles.

Annual fee: $0 introductory annual fee for the first year, $150

Earning rates: Cardholders earn

• 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 4 miles earned from having the United Business Card)
• 5 miles per dollar spent on United Hotels
• 2 miles per dollar spent on all other eligible United purchases, local transit and commuting, gas stations, office supply stores, restaurants (including eligible delivery services)
• 1 mile per dollar spent on all other eligible purchases

Key benefits:

• Priority boarding
• First checked bag free
• FareLock statement credit
• Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)
• Two one-time United Club passes each year
• United travel credit (after five United flight purchases of $100 or more each per calendar year)

To learn more, check out our full review of the United Business Card.

Apply here: [applyLink pid=”6874″ overridetext=”United Business”]

United Club Business

The United Club Business Card is the higher tier of the two United business cards. It’s suited to high-spending small-business owners who want premium perks with United.

Welcome bonus: Earn 80,000 bonus miles and 2,000 PQPs after spending $5,000 in the first three months of account opening. Based on TPG’s June valuations, this bonus is worth $1,080.

This is slightly higher than the standard bonus offered on this card and meets our criteria on when to apply.

Annual fee: $695

Earning rates: Cardholders earn

• 7 miles per dollar spent on United flights (5 miles earned as a MileagePlus member, plus 4 miles earned from having the United Club Business Card)
• 5 miles per dollar spent on United hotels
• 2 miles per dollar spent on all other United purchases
• 1.5 miles per dollar spent on all other eligible purchases

Key benefits:

• United Club membership
• FareLock statement credit
• Elite status boost each year
• Premier Access travel services
• First and second checked bag free
• Hotel, car rental and ride-hailing credits (yearly opt-in for ride-hailing credits is required)

The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Learn more: United Business Card vs. the United Club Business Card

How to maximize United MileagePlus miles

While United’s dynamic award chart can make it difficult to score high-value redemptions, the airline does offer some solid benefits for loyal flyers. Its award sales provide excellent redemption options, sometimes starting at just a few thousand miles per ticket.

The airline also doesn’t impose fuel surcharges on award tickets (which can easily save you hundreds of dollars).

It’s also a Chase transfer partner, which can help you earn United miles across multiple credit cards. The airline’s Star Alliance membership means you can redeem miles with more than 25 airlines, including Air New Zealand, Lufthansa and Turkish Airlines.

By taking advantage of low-cost domestic award tickets (such as flying from Houston to Orlando for as little as 3,500 miles, you can stretch the miles you earn with your credit cards to help you plan your upcoming trips.

Or, go big and start saving miles toward a fancy United Polaris business-class flight.

Bottom line

Taking advantage of a United welcome bonus can get you closer to your next trip, and you only have a limited time to earn one of these offers before they end soon.

Before applying, ensure you’re aware of Chase’s 5/24 rule: If you have opened five or more accounts in the past 24 months, you may have difficulty getting approved for these cards.

If you’re successful in applying, you’ll be well on your way to a more elevated experience when flying with United and its partner airlines.

Apply here: [applyLink pid=”6976″ overridetext=”United Club”]
Apply here: [applyLink pid=”7752″ overridetext=”United Quest”]
Apply here: [applyLink pid=”22035884″ overridetext=”United Explorer”]
Apply here: [applyLink pid=”7557″ overridetext=”United Gateway”]
Apply now: [applyLink pid=”6874″ overridetext=”United Business”]
Learn more: United Club Business