TD’s Double Up Card can help you earn cash back on daily purchases year-round
There’s something to be said for simplicity. While you can open multiple credit cards to earn optimal rewards for each type of purchase you make, having one catchall credit card in your wallet might be appealing to many. Just spend, pay off your card and earn your monthly cash-back rewards. But what card should you …
There’s something to be said for simplicity. While you can open multiple credit cards to earn optimal rewards for each type of purchase you make, having one catchall credit card in your wallet might be appealing to many. Just spend, pay off your card and earn your monthly cash-back rewards.
But what card should you choose? Look for a card that earns the greatest percentage, ideally at least 2% cash back on everyday purchases you make. This ensures you’re getting higher than the 1% baseline for everything you buy, reducing your overall expenses and providing a consistently high return.
One card that fits the bill is the TD Double Up Card. Here’s a look at why it’s worth considering for your next cash-back credit card — and how you can take advantage of a $200 cash-back welcome bonus for a limited time.
Earn unlimited 2% cash back with no caps, limits or fees
The beauty of the TD Double Up Card is how simple it is. The card earns 2% cash back on all eligible purchases with no caps or limits. Even better, the TD Double Up Card has no annual fee. See important terms and conditions.*
There are also no spending categories or rotating purchase categories to worry about — just spend and be rewarded all year long. Cash back can also be redeemed as a statement credit or toward gift cards and travel bookings.
The TD Double Up Card is a Visa Signature card, so it has some extra benefits, too. These include cellphone protection when you pay your phone bill with the card, extended warranty protection on eligible purchases and even rental car benefits. Check the cardholder agreement for more information.
Cash-back bonus
New cardholders can earn a little extra when approved for the TD Double Up Card, too. Right now, for a limited time, you can earn $200 cash back in the form of a statement credit when you spend $1,500 on purchases on the card in the first 90 days from account opening.
Further, balance transfers have an introductory 0% annual percentage rate for the first 15 billing cycles after account opening. After the introductory period ends, a 19.49%, 24.49% or 29.49% variable APR applies based on your creditworthiness. See important terms and conditions.*
Both of these benefits for new cardmembers can help you improve your finances. Use the cash-back bonus toward bills or other expenses, and rest assured knowing you have longer to pay down your existing debt with the introductory balance transfer offer.
Daily spending adds up with the TD Double Up Card
Nearly every purchase you can charge to a credit card earns 2% cash back with the TD Double Up Card. Utility bills? Yep. Dinner at your favorite restaurant? Yep, that, too. And while 2% cash back might sound minimal on paper, it quickly adds up throughout the year.
For example, say you spend $500 a month on dining, $300 a month on groceries and $500 a month on items across some of your favorite online retailers for a total of $1,300 per month in purchases. Charge these to the TD Double Up Card, and you’ll earn $26 a month in cash back and $312 a year just from your usual expenses.
Bottom line
The TD Double Up Card is a great way to earn cash back all year long. You don’t need to juggle multiple credit cards or do mental math to figure out how much cash back you’re getting on each purchase. Just charge it to your TD Double Up Card and enjoy 2% cash back on nearly everything. This keeps your wallet simple and makes budgeting for everything in one place easier.
To learn more about the TD Double Up Card, click here. For a limited time, earn a $200 cash-back bonus in the form of a statement credit when you spend $1,500 within the first 90 days after account opening.
*See important terms and conditions here.
