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5 ways to get over $2,000 of value from 100K Chase Ultimate Rewards points
At TPG, we value Chase Ultimate Rewards points at 2.05 cents each, per our May 2025 valuations. This is because we see enormous value in the flexibility of transferring these points to Chase’s 11 airline partners and three hotel partners. While Chase points will transfer at a 1:1 rate to its 14 travel partners, you can …
At TPG, we value Chase Ultimate Rewards points at 2.05 cents each, per our May 2025 valuations. This is because we see enormous value in the flexibility of transferring these points to Chase’s 11 airline partners and three hotel partners. While Chase points will transfer at a 1:1 rate to its 14 travel partners, you can typically get more than 2 cents per point when opting to go this booking route, as opposed to redeeming your points through the Chase Travel℠ portal.
Plus, the Chase Sapphire Preferred® Card (see rates and fees) is currently offering an incredible limited-time bonus of 100,000 Ultimate Rewards points after spending $5,000 on purchases in the first three months from account opening (offer ending soon). According to our valuations, this welcome offer is worth an impressive $2,050.
So, if you’re wondering how you can maximize 100,000 Chase points, here are five ways to get at least $2,050 worth of value from 100,000 Chase Ultimate Rewards points.
Note: Flight prices were accurate at the time of writing.
Book round-trip premium economy flights to London for 4 people
You can transfer your Chase Ultimate Rewards points to the Virgin Atlantic Flying Club program to book Virgin Atlantic’s great-value saver fares to London. These start from just 6,000 points one-way in economy class. Premium economy flights are also a terrific deal, starting at 10,500 Virgin points each way per person.
You could book a round-trip ticket for four people from New York’s John F. Kennedy International Airport (JFK) to London’s Heathrow Airport (LHR) in premium economy for 84,000 Virgin points, plus $2,383.24 in fees, taxes and surcharges.
While the cash required on top of the points may seem a little steep, remember that this is the total for four passengers and includes the compulsory U.K. Air Passenger Duty fee.
If you booked the same itinerary, it would cost $7,194.84 for four people.
Therefore, redeeming those 84,000 Virgin Atlantic Flying Club points for saver fares would save you $4,811.60 on the cash rates for the same flights. As an added bonus, you’d be left with 16,000 Chase points that you could transfer to World of Hyatt to book a one-night stay at Hyatt Place London City East for 15,000 Hyatt points, saving you an additional $274.50.
Value of 100,000 Chase points: $5,086.10
Related: Use Virgin Atlantic’s reward seat checker to find the cheapest saver seats
Book 4 nights in the heart of New York City
New York can be an expensive destination for accommodations, especially over the summer months. September is a great time to visit the Big Apple, as the days are still warm but the heat of summer has passed, making the temperatures pleasant, especially in the evenings.
You could transfer your Ultimate Rewards points to World of Hyatt and book four nights at the Park South Hotel for 23,000 World of Hyatt points per night (for a total of 92,000 points).
Related: The 24 best hotels in New York City
What makes this an even better deal is that World of Hyatt members don’t pay taxes or fees on resort stays, so you’d save an impressive $708.81 on a room with a rate of almost $1,000 per night.
Value of 100,000 Chase points: $4,485.73
Book nonstop, round-trip business-class flights to Spain
Chase transfer partner Club Iberia Plus offers terrific redemption rates for business-class flights from the U.S. to Adolfo Suárez Madrid-Barajas Airport (MAD). On off-peak dates, you’ll need as few as 34,000 Iberia Avios each way from the East Coast to Spain.
Peak dates like these in September cost a higher 50,000 Avios each way, but you can still fly from Dulles International Airport (IAD) near Washington, D.C., to MAD for 100,000 Avios round-trip plus about $282 in fees and taxes.
Since cash rates for the same flights will cost more than $8,000 per person, this is a great way to fly across the Atlantic in a lie-flat seat and experience Iberia’s brand-new Airbus A321XLR aircraft.
Value of 100,000 Chase points: $7,845
Book 3 nights at the iconic Park Hyatt Sydney
Hotel locations don’t get much more desirable than overlooking the iconic Sydney Harbour directly under the Sydney Harbour Bridge.
If you’re heading Down Under, consider bedding down at the Park Hyatt Sydney, one of TPG’s favorite hotels to book with points anywhere in the world. In October, a three-night stay costs almost $2,500.
But you can book these same dates for 35,000 World of Hyatt points per night, which you can transfer from Ultimate Rewards at a 1:1 rate.
Though this redemption would require 105,000 points rather than the 100,000 bonus points available as part of the Chase Sapphire Preferred‘s current offer, remember that you would need to spend $5,000 on the card to earn the bonus points. Therefore, you would rack up at least another 5,000 points for reaching that spend threshold.
Value of 105,000 Chase points: $2,470.70
Book 2 American Airlines lie-flat business-class seats
American Airlines offers lie-flat business-class seats on its Airbus A321 aircraft for flights from New York to San Francisco and Los Angeles. By transferring your Chase points to British Airways Club and then Qatar Airways Privilege Club, you can book these routes for just 43,000 Avios per person each way.
This means you could book two one-way tickets on the six-hour-and-20-minute flight to the West Coast for 86,000 Chase points plus only $9 in taxes and fees, leaving you 14,000 Chase points to perhaps use for a hotel in San Francisco.
Related: The best hotels in San Francisco for a golden getaway
If you don’t want to go through the additional step of transferring Avios to your Qatar Airways Privilege Club account, you can also book these flights directly through British Airways Club for 100,000 Avios.
With cash rates for this flight at over $1,000 per person, this is an excellent way to get great value from your Chase points.
Value of 100,000 Chase points: $2,356
Bottom line
You can get outsize value from your Chase points by transferring your rewards to airline and hotel partners. This is why TPG values this rewards currency so highly.
With such a generous best-ever offer available on one of our favorite rewards credit cards, the Chase Sapphire Preferred, now is a great time to earn 100,000 Ultimate Rewards points and use them to book your next dream vacation.
Related reading:
- 10 best ways to use 100K Chase Ultimate Rewards points: From first-class flights to all-inclusive getaways
- Why the Chase Sapphire Preferred remains the top travel rewards credit card year after year
- Chase Sapphire Preferred vs. Sapphire Reserve: Should you go mid-tier or premium?
- After more than 15 years, why the Chase Sapphire Preferred should still be your first rewards card
- How much are Chase Ultimate Rewards points worth?
